Centsless Decisions ("we", "us", "our") provides household budgeting software. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using Centsless Decisions, you agree to the practices described here.
Information we collect
- Account information — your name, email address, and authentication provider.
- Budget content — the incomes, expenses, sinking funds, notes, and documents you create inside your household.
- Diagnostic data — limited logs and error reports used to keep the service running.
How we use information
We use your information to operate Centsless Decisions, keep your household data secure, respond to support requests, and improve the product. We do not sell your personal information.
Sharing
Budget data is only accessible to members of your household. We share limited information with vetted service providers (cloud hosting, authentication, email delivery) strictly to operate the service. We may disclose information when required by law.
Data retention
We keep your household data for as long as your account is active. You can delete your household at any time; deletion is permanent and removes associated data from active systems within 30 days.
Security
We use TLS in transit, encryption at rest via our managed cloud provider, and row-level security to isolate household data. No system is perfectly secure, but we work hard to protect yours.
Your rights
Depending on where you live, you may have rights to access, correct, delete, or export your personal information. Contact us at hello@centslessdecisions.com to make a request.
Children
Centsless Decisions is not intended for children under 13, and we do not knowingly collect personal information from them.
Changes
We may update this policy from time to time. If changes are material, we'll notify you via the app or email.
Contact
Questions? Reach us at hello@centslessdecisions.com.